A soft credit check, or soft credit search, is an inquiry that occurs when a person or company checks your credit report as a background check. Guest post from CreditPlus.
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A soft inquiry is a credit report check that does not affect an individual's credit score.
Hard credit inquiries could lower your credit scores by a few points. By contrast, soft credit inquiries won’t affect your scores. Read on to learn more.
What is a credit report? A credit report is a record of your credit history and activity. Learn more about what a credit report is and how to check your credit report from TransUnion.
Looking for a place to live shouldn’t hurt your credit. Unfortunately, most landlords still perform a "hard" credit check, which hurts the applicants score.
When a lender looks at your credit report, that inquiry may get noted as part of your credit history. There are two types of inquiries - hard and soft.
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You've found your dream house. Are your credit reports ready? People with good credit should check their credit reports too. Regular checks ensure the information stays accurate.
Checking your credit score can lead to many things, but damage to your credit score is not one of them.